109 Banks Street

Ideally located between Bernal Heights Park and Cortland Avenue, 109 Banks offers the location buyers dream about. Head one way for the open trails and sweeping views of the park; head the other for the cafes, bakeries, wine bars, and local shops of the neighborhood's beloved village main street. Opportunities like this, a character-filled historic home in one of San Francisco's most sought-after enclaves, rarely come to market. Built in 1909, this classic Bernal cottage offers two bedrooms and one and a half baths on a single level. It has formal living and dining rooms with original details, an eat-in kitchen, a laundry room, and a deck that opens to the private garden. Below, a large garage offers generous parking and storage, with adjacent unfinished space including storage rooms and a utility room. Offered as a true fixer opportunity, 109 Banks is ready for its next chapter. Whether you envision a thoughtful restoration or a fuller reimagining, the setting, the bones, and the address make this a rare chance to create something special in Bernal Heights.

Days on Market

0 days

Current Status

Coming Soon

Original Price

$900,000

List Price

$900,000

On Market Date

Oct 7, 2026

Property Type

Single Family Residence

District

SF District 9 - Bernal Heights

Zip Code

94110

MLS ID

426166360

APN

5653028

Year Built

1909

Stories in Building

0

Possession

Close Of Escrow

Data Source

SFAR

Origin MLS System

Bed

2

Bath

1.5

Parking

1

Downslope, Garage Faces Front, Side by Side, On Site (Single Family Only)

SQ FT

803

SQ FT Source

Graphic Artist

Lot SQ FT

1,716.26

Lot Acres

0.0394 Acres

Cooling

None

Entry Level

0

Flooring

Carpet, Linoleum

Foundation

Concrete, Concrete Perimeter

Heating

None, See Remarks

Laundry

Inside

Possession

Close Of Escrow

Architectural Style

Cottage, Victorian

Fee

$0

MLS and other Information regarding properties for sale as shown in Theo have been obtained from various sources such as sellers, public records, agents and other third parties. This information may relate to the condition of the property, permitted or unpermitted uses, zoning, square footage, lot size/acreage or other matters affecting value or desirability. Unless otherwise indicated in writing, neither brokers, agents nor Theo have verified, or will verify, such information. If any such information is important to buyer in determining whether to buy, the price to pay or intended use of the property, buyer is urged to conduct their own investigation with qualified professionals, satisfy themselves with respect to that information, and to rely solely on the results of that investigation.

School data provided by GreatSchools. School service boundaries are intended to be used as reference only. To verify enrollment eligibility for a property, contact the school directly.